Flex fund


A Flex fund can help you solve short-term or temporary liquidity gaps in your account.


Flex fund:


  • is the most flexible form of credit. You do not have to indicate the purpose of the loan or establish a repayment plan
  • is easy to obtain. You just need to have a ProCredit Bank Total account where you can deposit your salary or pension
  • is approved and can be used for a period of up to 24 months after the first deposit of your income or pension into the account
  • can be approved in the amount up to 2 your monthly earnings, depending on you income 

Interest is only 9% -  calculated on a daily basis for the number of days that the credit is used and your account is charged monthly.

Example of FlexFunds.

Clients receiving foreign salaries or pensions into a ProCredit Bank account may apply for an Flex fund up to 2 month’s salary/pension. The Flex fund can be used as soon as you have received your first salary/pension installment. All you have to do is submit the necessary documents related to the salary/pension.

Promissory notes and promissory statements are accepted as collateral.

Flex fund for non-residents are available in EUR and USD.